Manufactured home
Also called: HUD-code home
A home built entirely in a factory to the federal HUD Code, transported to its site on a permanent steel chassis.
A manufactured home is built in a factory to a single national building standard, the HUD Code, rather than to the local building code that governs site-built houses. It is constructed on a permanent steel chassis, transported to its location on its own wheels, and installed there.
The HUD Code took effect on June 15, 1976. That date is the single most practically important fact about any manufactured home you look at, because it governs how the home can be financed and insured. Homes built before it are legally "mobile homes" and many lenders and insurers will not write on them at all.
Manufactured homes are regulated federally, which means a home built in one state meets the same construction standard as one built in another. That is different from modular homes, which are built to the local code of wherever they will be installed.
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Browse manufactured homes for saleSee also
- Mobile home, Strictly, a factory-built home produced before June 15, 1976, when the federal HUD Code took effect.
- Modular home, A factory-built home constructed in sections to the LOCAL building code, then assembled on a permanent foundation on site.
- HUD Code, The federal construction and safety standard that all manufactured homes built after June 15, 1976 must meet.
- HUD label, A red metal plate riveted to the outside of each section of a manufactured home, certifying it was built to the HUD Code.